
Fund FAQ

Pangaea Life Blue Energy
Here you will find information about our renewable energy fund.
What is the unique selling proposition (USP)?
Pangaea Life Blue Energy delivers performance and climate protection through renewable energy sources such as solar, wind, and water. Investment contributions flow into the performance-oriented Pangaea Life Blue Energy Fund, which invests in projects for renewable energy generation and energy storage (e.g., wind and hydropower, photovoltaics, and battery storage).
How does the fund generate returns?
The fund's return consists of two components: regular income from sustainable energy production through wind, hydropower, and solar energy, and valuation changes of fair market values. Simply put, returns come from actual energy generation and sales, as well as long-term assumptions about future energy production and sales.
The technical and geographical diversification of the tangible assets, along with partially fixed electricity purchase agreements and feed-in tariffs, ensures steady returns—independent of high volatility in stock markets. The tangible assets are valued at fair market value based on appropriate valuation models and current market conditions.
What is the target return?
The goal of Pangaea Life Blue Energy is to generate an attractive and stable return in the future market of renewable energy. We aim for a target return of 5–7% p.a. after fund costs.
Who is the fund and asset manager?
Aquila Capital serves as the strategic partner responsible for portfolio management as well as the selection and management of assets. The Hamburg-based Aquila Group has extensive expertise in tangible assets. With approximately €14.7 billion in assets under management (AuM), it is one of Europe's leading asset managers in the clean energy sector.
Aquila Capital’s economies of scale and market position enable efficient cost structures in the maintenance and management of assets, positively impacting the return of the Pangaea Life Blue Energy Fund.

Pangaea Life Blue Living
Here you will find information about our sustainable real estate fund.
What is the unique selling proposition (USP)?
Pangaea Life Blue Living invests in sustainable real estate worldwide, focusing on Germany’s metropolitan regions and major cities in the southern United States ("US Sunbelt"). The buildings feature high energy efficiency and offer subsidized housing, daycare facilities, e-mobility concepts, and excellent connections to public transportation.
What are sustainable properties?
For us, sustainable properties mean adhering to high environmental and social standards. To support socially responsible and climate-friendly development, our buildings meet environmentally sustainable criteria such as sourcing green electricity for communal areas, achieving high energy efficiency ratings, and providing bicycle parking spaces. Additionally, we strive for a positive social impact by offering daycare and kindergarten spaces and guaranteeing a share of publicly subsidized and price-capped housing.
How does the fund generate returns?
The fund’s returns are generated through the increasing market value of land and properties during project development and realization, as well as from ongoing income through long-term property rentals.
What is the target return?
The goal of Pangaea Life Blue Living is to achieve an above-average, stable return through sustainable real estate investments. We aim for a target return of 5–7% p.a. after fund costs.
Who is the fund and asset manager?
Pangaea Life leverages the expertise of Empira AG for selecting sustainable properties and optimally structuring the fund. With years of experience, the team manages the portfolio throughout its entire lifecycle. Our partner is an international investment manager specializing in institutional real estate investments and the development of innovative, high-yield investment solutions.
General questions
Here you will find overarching questions about our funds.
How can the funds be purchased?
Pangaea Life funds are available exclusively for private customers with the insurance products of die Bayerische, for example through company pension plans, the basic pension, or the unit-linked pension plan Blue Invest.
Where can I find more information about the insurance products?
Pangaea Life funds can be selected within the insurance products of die Bayerische:
Do you have individual questions?
Please contact us directly